![]() ![]() If applicable, a recent account statement proving you receive replacement income or other forms of income, such as rent and alimony.If you’re self-employed or engage in a liberal profession, an overview containing the latest operating figures for your business plus the income tax return, if available, for the same year as the operating figures provided.Recent pay slips if you are a salaried employee.A copy of your current loan contract and attendant repayment schedule if you want to refinance a home loan with a lender other than KBC Brussels.Building permit if you need one for the works and it is already available. ![]() The building plans, specifications or quotes for the property you are building or renovating.The signed purchase agreement for your new home (provisional sales contract) or the title deed for the building plot or the property to be renovated.If you want to work out or apply for a home loan, make sure you have the following documents to hand or bring them with you: After doing that, you still have time to decide whether or not to apply for the loan. If you get the green light and want to proceed with your application, indicate that our home expert may call you to schedule a phone appointment.ĭuring the phone call appointment, you and the home expert go through your application, ensuring you have filled in everything correctly. You can then immediately check online to see if you are in a position to apply for your loan with KBC Brussels. It couldn’t be easier!Ģ) Check to see if you can apply for your loan You no longer have to negotiate your interest rate either, as you always automatically get the best rate at KBC Brussels. You can then find out right away whether your loan is feasible or not and see a detailed calculation of the monthly costs. We first need you to provide us with some more information, including details of your project, as well as certain personal details, including your income and the loans you currently have. In practice, your application comprises 3 steps: You’ll then have all the information you need to decide if you want to apply for the loan. If you like what’s being offered, we’ll help you fill in your application. You can immediately check online to see if your loan is feasible. ![]()
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